Therefore I actually have money left over in my account. My inital thought was to "treat" myself to the nail salon. Than I thought twice and realized what too many "treats" have caused me. (Debt) My plan is to transfer my weekly set amount towards Orchard Bank which is $10 and allow the remainding $70 sit in savings.(just in case) I have money set aside for gas but it seems the moment I utilize all funds left in my account the unexpected happens some how.

Of course the unexpected came up today i blew a tire this morning it had a nail in it. Luckily I am a member of the Allstate Motorclub under the best plan they have to offer. The plan covers tire reimbursement up to $250 twice per year. They only cover the cost of the tire not the mounting and balancing. (i'm happy they cover anything lol) But any how I submitted my invoice and was informed they will cover $107 of the $114 I paid out of pocket. I am very happy as I can defenitely use that money towards a debt. Really looking forward to paying off two of the $40 tickets I have. The check takes 7-10 business days and by than it will be my next payday. Thefore I only have to budget $53 to cover all of my outstanding tickets. I'm very happy as I feel this is a wiser choice rather than paying off my orchard bank card. As eager as I am I also need to cover these tickets before they are sent to collections.

I'm very happy to report that I have stuck to my plan of saving 10% of what I earn each paycheck to day I transfered $141.80 to my savings account. This month has three pay days so I should have $425.40 saved on June 30th. My goal is to get at least $1,000 into an emergency fund so I can stay focused on my debt pay off. I'm learning from my mistakes as it seems that in the past the moment my car needed a repair I'd spend my bill money and fall behind. I'm so positive about this change and I feel like i'm headed in the right direction. I'm so glad that I stumbled upon this site you guys are such an inspiration.