This past weekend I shopped around on prepaid cell phone plans. I was able to find the exact same plan that I am on now with a different carrier for $20 cheaper a month. I did some research online found surprisingly that it wasn't too good to be true. I would have been paying my current carrier's payment this week. Since I saved $20 I added to my capital one bill's minimum payment that was due yesterday.I'm very proud of myself because in the past I would have easily blew that $20 on something else. My previous balance was $573 which was $73 over the limit now i am just two dollars under but i'm happy i'll avoid the fee next month.

I've decided that I should take my lunch to work at least four out of five days. By doing this I should be able to pay minimum payments towards my credit cards all but one. The one card that I am focusing on first is my orchard bank card. I plan to send $20 a week to this card along with as much of a monthly payment I can to get it paid off sooner. Has anyone else tried this? If so how did it go?